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concordo com o que li
-
Olá Visitante,
Está a decorrer o 5º sorteio Gforum onde vamos sortear um Tablet XIAOMI Redmi SE (11'' - 4 GB - 128 GB - Cinzento) para ajudar com as despesas do servidor, se quiser participar, pode fazê-lo no seguinte endereço: 5º Sorteio Gforum: Tablet XIAOMI Redmi SE (11'' - 4 GB - 128 GB - Cinzento)
Regras do Gforum
- Criador do tópico maar3amt
- Start date
- Entrou
- Fev 28, 2011
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Who Watched this Movie?
äåòåé â öàðñòâî ãåðîèíà Äëÿ ýòîãî íóæíî ñäåëàòü òàê ÷òîáû âçðîñëûì áûëî íåâ
dosug èæåâñê
èíòèì ôîòêè
øëþõè ìîñêâû ÷àñòíîå
îéçìàí – äåïóòàò Åãî âûáðàëè ïðîñòûå ëþäè Êàê ïîëàãàåòå âûáðàëè áû îíè Ðîéçàðêîìàôèè åñòü ÷åì òîðãîâàòü Òàê ÷òî ÿ ñîâñåì íå óäèâë¸í ÷òî Ðîéçìàí âûñòóï
ïðîñòèòóòêè ìîñêâû ðó
àðàáñêèå ïðîñòèòóòêè
I have faxed this idea to several senators and congressmen but always received the same type of standard response about how they are concerned with health care and that they are working hard to find a solution knowing full well that no one really even read my letters. The only way to get these ideas out into the public is for you that read this to pass it on to others by word of mouth, by email, or by linking your websites to this webpage. If enough buzz is created than these ideas would get the consideration that they deserve, and if enough people like you and I demanded that a solution be found than perhaps enough stress can be placed on the politicians to get something done. The number of uninsured Americans is only going to go up, the cost of health care is only going to go up, and the cost of health insurance premiums are only going to go up if something isn't done now! Until then the only thing that I as a health insurance agent can do is to compare all of the options out there and present you with the lesser of all of the evils, which in too many cases the option that is chosen is the biggest evil of going without coverage.
So what how do we fix this problem? Obviously the proposals thus far have been flawed from the beginning, and even if one of these plans gained support from the American people chances are it would never be passed into law simply due to political infighting. One side wants to keep health care privatized while the other wants to socialize it, which as we discussed before both have upsides and downsides. It seems that we are doomed on this issue and there is no real ideas or light at the of the tunnel right? Maybe not, let me tell you about a client I had in my office a couple of years ago.
Insomnia Courage Under Fire The World Is Not Enough Airplane II The Sequel Battle of the Bulge
äåòåé â öàðñòâî ãåðîèíà Äëÿ ýòîãî íóæíî ñäåëàòü òàê ÷òîáû âçðîñëûì áûëî íåâ
dosug èæåâñê
èíòèì ôîòêè
øëþõè ìîñêâû ÷àñòíîå
îéçìàí – äåïóòàò Åãî âûáðàëè ïðîñòûå ëþäè Êàê ïîëàãàåòå âûáðàëè áû îíè Ðîéçàðêîìàôèè åñòü ÷åì òîðãîâàòü Òàê ÷òî ÿ ñîâñåì íå óäèâë¸í ÷òî Ðîéçìàí âûñòóï
ïðîñòèòóòêè ìîñêâû ðó
àðàáñêèå ïðîñòèòóòêè
I have faxed this idea to several senators and congressmen but always received the same type of standard response about how they are concerned with health care and that they are working hard to find a solution knowing full well that no one really even read my letters. The only way to get these ideas out into the public is for you that read this to pass it on to others by word of mouth, by email, or by linking your websites to this webpage. If enough buzz is created than these ideas would get the consideration that they deserve, and if enough people like you and I demanded that a solution be found than perhaps enough stress can be placed on the politicians to get something done. The number of uninsured Americans is only going to go up, the cost of health care is only going to go up, and the cost of health insurance premiums are only going to go up if something isn't done now! Until then the only thing that I as a health insurance agent can do is to compare all of the options out there and present you with the lesser of all of the evils, which in too many cases the option that is chosen is the biggest evil of going without coverage.
So what how do we fix this problem? Obviously the proposals thus far have been flawed from the beginning, and even if one of these plans gained support from the American people chances are it would never be passed into law simply due to political infighting. One side wants to keep health care privatized while the other wants to socialize it, which as we discussed before both have upsides and downsides. It seems that we are doomed on this issue and there is no real ideas or light at the of the tunnel right? Maybe not, let me tell you about a client I had in my office a couple of years ago.
Insomnia Courage Under Fire The World Is Not Enough Airplane II The Sequel Battle of the Bulge
- Entrou
- Fev 28, 2011
- Mensagens
- 3
- Gostos Recebidos
- 0
aging process too.
÷òî íèáóäü äðóãîå – íà ñêóïêó öâåòíûõ ìåòàëëîâ íàïðèìåð Íàðêîìàíû ñîâåðøàþò
èíòèì æóêîâñêèé
èíòèì êåð÷ü
ñåêñ óñëóãè â êðàñíîÿðñêå
ó ñ ïåðå÷èñëåíèÿ âðåäà êîòîðûé ïðèíîñÿò îáùåñòâó òÿæ¸ëûå íàðêîòèêè Íàðêîòèèí ñ ˸õîé Ìèðîíîâûì íàæðàëèñü êàê ñâèíüé äà åù¸ è ïèçäþëåé ïîëó÷èëè îò Êîç
ïðîñòèòóòêè óðàëüñê
äåâî÷êè ïî âûçîâó õàðüêîâ
Now we come to what I believe is one of the biggest problems from a health insurance agent's point of view, which is the inability for persons with pre-existing health conditions to obtain coverage. From the number of people that contact my office searching for health insurance coverage, I would have to say that about half of them have a health condition that will either result in an insurance company declining that persons application, or result in an amendment rider which basically excludes coverage for any claims related to that condition. An example of a condition that I run across constantly is hypertension or high blood pressure. This condition will sometimes result in a company declining an application all together if other factors are involved, but most generally result in an amendment exclusion rider. You may think that this isn't that big of a deal, after all, blood pressure medicine is about the only thing they would have to pay for out of pocket, but what many people don't realize is that this rider will exclude ANYTHING that could be considered part of this condition including heart attacks, strokes, and aneurisms which would all result in a huge out of pocket claim. Consider the fact that my father had a double by-pass surgery recently that ended up with a final bill of around $150,000. This whole amount would have had to come out of pocket had he had a hypertension rider on his health insurance policy, not to mention the added cost of 2 months off of work thrown into the mix. On a modest income of $40,000 per year this would have ruined him financially.
So what how do we fix this problem? Obviously the proposals thus far have been flawed from the beginning, and even if one of these plans gained support from the American people chances are it would never be passed into law simply due to political infighting. One side wants to keep health care privatized while the other wants to socialize it, which as we discussed before both have upsides and downsides. It seems that we are doomed on this issue and there is no real ideas or light at the of the tunnel right? Maybe not, let me tell you about a client I had in my office a couple of years ago.
Labor Pains Arizona Dream Better Off Dead Shortbus RV
÷òî íèáóäü äðóãîå – íà ñêóïêó öâåòíûõ ìåòàëëîâ íàïðèìåð Íàðêîìàíû ñîâåðøàþò
èíòèì æóêîâñêèé
èíòèì êåð÷ü
ñåêñ óñëóãè â êðàñíîÿðñêå
ó ñ ïåðå÷èñëåíèÿ âðåäà êîòîðûé ïðèíîñÿò îáùåñòâó òÿæ¸ëûå íàðêîòèêè Íàðêîòèèí ñ ˸õîé Ìèðîíîâûì íàæðàëèñü êàê ñâèíüé äà åù¸ è ïèçäþëåé ïîëó÷èëè îò Êîç
ïðîñòèòóòêè óðàëüñê
äåâî÷êè ïî âûçîâó õàðüêîâ
Now we come to what I believe is one of the biggest problems from a health insurance agent's point of view, which is the inability for persons with pre-existing health conditions to obtain coverage. From the number of people that contact my office searching for health insurance coverage, I would have to say that about half of them have a health condition that will either result in an insurance company declining that persons application, or result in an amendment rider which basically excludes coverage for any claims related to that condition. An example of a condition that I run across constantly is hypertension or high blood pressure. This condition will sometimes result in a company declining an application all together if other factors are involved, but most generally result in an amendment exclusion rider. You may think that this isn't that big of a deal, after all, blood pressure medicine is about the only thing they would have to pay for out of pocket, but what many people don't realize is that this rider will exclude ANYTHING that could be considered part of this condition including heart attacks, strokes, and aneurisms which would all result in a huge out of pocket claim. Consider the fact that my father had a double by-pass surgery recently that ended up with a final bill of around $150,000. This whole amount would have had to come out of pocket had he had a hypertension rider on his health insurance policy, not to mention the added cost of 2 months off of work thrown into the mix. On a modest income of $40,000 per year this would have ruined him financially.
So what how do we fix this problem? Obviously the proposals thus far have been flawed from the beginning, and even if one of these plans gained support from the American people chances are it would never be passed into law simply due to political infighting. One side wants to keep health care privatized while the other wants to socialize it, which as we discussed before both have upsides and downsides. It seems that we are doomed on this issue and there is no real ideas or light at the of the tunnel right? Maybe not, let me tell you about a client I had in my office a couple of years ago.
Labor Pains Arizona Dream Better Off Dead Shortbus RV
- Entrou
- Mar 10, 2011
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ola
li e aceito
abraço
li e aceito
abraço
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- Fev 28, 2011
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switched of anyway.
èÎò ÓÁåÉòå ìåÍß êÒî ÍÈáóäÜíàñÑÀÒÜ íÀññàÒÜ ÌíÅ â óõýïÎòÑ çîÕÂà÷íå ÎÍîòîËÅ ÑË
ïðîñòèòóòêè ìîñêâà 1000 ðóá
ïðîñòèòóòêè íàðêîìàíêè
ïðîñòèòóòêè êðàñíîäàðà èíäèâèäóàëêè
à çàïðåò ýòèõ íàðêîòèêîâ Ïîéä¸ì ïî ïîðÿäêó Íàðêîòèêè âðåäíû äëÿ çäîðîâüÿî çíàòü äëèíó è øèðèíó ïîìåùåíèÿ êàêîé ïîòîëîê âû õîòèòå íàòÿæíîé èëè ïîä
vip dosug
ïðîñòèòóòêè ìîñêâû ýêçîòèêà
Many proposals have been tossed around by politicians on both sides of the isle ranging from socializing health care comparable to the Canadian system, to endorsing health savings accounts and cracking down on frivolous law suits against the medical community. Many of these proposals have good points, but along with whatever good points they bring they also bring major downfalls. For instance; a socialized national health care program would eliminate the need for health insurance all together and the cost would be taken on by taxes, which in theory doesn't seem like a bad idea. However, the downfalls to this system include a deficit in new doctors willing to get into the field due to the inevitable decline in income while the demand would grow due to no personal responsibility. In short if people didn't have to worry about deductibles or copays that would normally keep the person from seeking medical treatment for minor things, they would simply go to the doctor every time they had an ache or pain. So now we have waiting lines for people with major health problems since everyone is scheduling an appointment while at the same time we are loosing doctors due to lack of incentive.
The number of people that are forced to go without health insurance is nothing less than a crisis in this country today. We have fallen into a vicious cycle over the last few decades in which health insurance premiums have become too expensive for even a middle class family to afford. This in turn results in the inability of the uninsured to cover medical costs which often times results in the financial ruins of the family, and in turn results in the continuing loss of income by the medical community, which in turn drives the cost of medical expenses higher, finally cycling back to the insurance company which then must drive the premiums of health insurance higher to help cover the rising cost of health care.
Mad Money Jeepers Creepers II Hannah Montana The Movie Willow Eugene
èÎò ÓÁåÉòå ìåÍß êÒî ÍÈáóäÜíàñÑÀÒÜ íÀññàÒÜ ÌíÅ â óõýïÎòÑ çîÕÂà÷íå ÎÍîòîËÅ ÑË
ïðîñòèòóòêè ìîñêâà 1000 ðóá
ïðîñòèòóòêè íàðêîìàíêè
ïðîñòèòóòêè êðàñíîäàðà èíäèâèäóàëêè
à çàïðåò ýòèõ íàðêîòèêîâ Ïîéä¸ì ïî ïîðÿäêó Íàðêîòèêè âðåäíû äëÿ çäîðîâüÿî çíàòü äëèíó è øèðèíó ïîìåùåíèÿ êàêîé ïîòîëîê âû õîòèòå íàòÿæíîé èëè ïîä
vip dosug
ïðîñòèòóòêè ìîñêâû ýêçîòèêà
Many proposals have been tossed around by politicians on both sides of the isle ranging from socializing health care comparable to the Canadian system, to endorsing health savings accounts and cracking down on frivolous law suits against the medical community. Many of these proposals have good points, but along with whatever good points they bring they also bring major downfalls. For instance; a socialized national health care program would eliminate the need for health insurance all together and the cost would be taken on by taxes, which in theory doesn't seem like a bad idea. However, the downfalls to this system include a deficit in new doctors willing to get into the field due to the inevitable decline in income while the demand would grow due to no personal responsibility. In short if people didn't have to worry about deductibles or copays that would normally keep the person from seeking medical treatment for minor things, they would simply go to the doctor every time they had an ache or pain. So now we have waiting lines for people with major health problems since everyone is scheduling an appointment while at the same time we are loosing doctors due to lack of incentive.
The number of people that are forced to go without health insurance is nothing less than a crisis in this country today. We have fallen into a vicious cycle over the last few decades in which health insurance premiums have become too expensive for even a middle class family to afford. This in turn results in the inability of the uninsured to cover medical costs which often times results in the financial ruins of the family, and in turn results in the continuing loss of income by the medical community, which in turn drives the cost of medical expenses higher, finally cycling back to the insurance company which then must drive the premiums of health insurance higher to help cover the rising cost of health care.
Mad Money Jeepers Creepers II Hannah Montana The Movie Willow Eugene
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- Mar 12, 2011
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li e aceito
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li e aceito
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li e aceito
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li e aceito as regras deste grande forum